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FAQ's & Mortgage Fact Sheets
Need a little more information about the specific mortgages we can offer? Simply click on the boxes below to open our handy fact sheets, and use the contact form to get in touch!
What is the Equity Release Council? The Equity Release Council is a voluntary body that holds its members to a required set of standards, including on the products they offer. These standards include fixed or capped interest rates for life and the guarantee that you can make penalty-free payments, subject to lender criteria.
Is Equity Release regulated? The equity release industry is fully regulated by the Financial Conduct Authority {FCA}.
Will I still own my home? If you opt for a Lifetime Mortgage, you will always remain the owner of your home. Instead of selling it, you are simply borrowing from it.
What if my financial situation changes? If you choose a lifetime mortgage, you will be under no obligation to make payments. If you do decide to make voluntary payments, these can be stopped at any time should your financial situation change. You can also move home should you later decide you’d like to, as the Equity Release Council guarantees that you can port your Life Time Mortgage to another property providing it meets lender criteria.
